Habitat Financial

Origin: MO | Grant Awarded: 2023 | Status: Active

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What is Habitat Financial?

Habitat Financial is an all-in-one financial management platform for the music and creative audio industry. We provide small and medium-sized music companies with all the industry-specific financial tools that are essential to their business. Through Habitat, users can process royalties, generate statements, make payments, set budgets, recoup expenses against earnings, track deals, sign contracts, manage receipts and invoices, pay taxes, and gain actionable insights into the overall health of their business, all in an easy-to-use interface.

Company Leadership



Calvin Windschitl is a co-founder and CEO of Habitat Financial. Before Habitat he was the COO at BonFire Records which he co-founded in 2015. At BonFire he helped establish a culture of integrity that solidified BonFire’s reputation as one of the nation’s most artist-centric small labels. In 2020 he oversaw the expansion of BonFire’s catalogue to include ambient, alternative, indie and tech-house music. He currently sits on the board of directors at The Big Muddy Dance Company in St. Louis and enjoys cooking, reading, and watching Iowa football in his free time.

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Co-founder & CTO

Edgar Thornton is a co-founder and CTO of Habitat Financial. Before founding Habitat, Edgar worked as an analyst at Seurat Group, where he advised and invested in leading CPG companies. In 2015 Edgar co-founded BonFire Records—a leading independent record label and publisher. While at BonFire, he served as its CEO and lead the company to profitability, guided it through the COVID-19 crisis, and spearheaded the opening of BonFire’s publishing branch. Edgar holds an undergraduate degree in biomedical engineering from Harvard University and loves to ski when time and weather allow.

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