What is Rock The Score?

We report monthly rental payments to the Credit Reporting Agencies (CRA’s) and renters can slowly build a credit profile over time. In addition, we can report the past 24 months of payments and report that history on a credit report within 30 days! This creates a “seasoned” trade line that can provide a major boost to various scoring models. Higher credit scores create many opportunities for consumers, including lowering the cost of credit (lower interest rates on Auto Loans, Credit Cards), Reduced Insurance Premiums and the ability to qualify for a mortgage and purchase a home. Many employers also review credit profiles in the hiring and advancement process. Reporting Rent – Changing Lives!

What is Honeymoon Chocolates?

Chocolate is synonymous with all of life’s important moments. Be it a chocolate birthday cake, a romantic holiday filled with chocolate covered strawberries, or a celebratory dessert during a night out. We pair our most intimate and memorable moments with chocolate. But the truth of chocolate is harsh, scary, and truthfully, scarce when it comes to cacao- the main ingredient in chocolate. The global chocolate industry is valued at $11B USD, but the average price paid to cacao farmers is about $2 USD per day. This disparity is a direct reason why farmers are switching to more profitable crops such as palm oil. Some scientists at UC Berkeley believe cacao could be wiped from the planet by the end of 2050- and all chocolate with it. Enter Honeymoon Chocolates- Saint Louis’ first bean-to-bar chocolate makers. Honeymoon Chocolates officially began in a dorm room kitchen when Co-Founders Cam Loyet and Haley Loyet first began making bean-to-bar craft chocolate. Honeymoon specializes in bean to bar craft chocolate sweetened solely with raw honey. We are chocolate makers in solidarity with our cacao farmers through pledging to pay a premium for all cacao purchased. Many cacao farmers are not afforded internet, electricity, or even running water before craft chocolate companies such as Honeymoon offer them a chance for a better living wage. These hard-working families are our purpose- those keeping the tradition of growing cacao alive. Secondary to our brand is to allow our consumers to remove refined sugar from their favorite foods. A few positives in using honey compared to traditional cane sugar include a roughly 1.5 -2 time multiple in sweetness, a lower glycemic index of 55 compared to 68, and trace amounts of beneficial enzymes, vitamins, minerals. Not only do we give a portion of our proceeds to support honeybee research, but we also purchase directly from beekeepers which allows us to support local apiarists.